Payment Policy

1. Accepted Payment Methods: We accept payments via credit/debit card (Visa, MasterCard, American Express), PayPal, and bank transfer. All payments are processed securely through our website's checkout system.

2. Payment Security: Your payment information is encrypted and securely processed. We do not store or have access to your credit/debit card details.

3. Order Confirmation: Once your payment is successfully processed, you will receive an order confirmation email with details of your purchase.

4. Payment Authorization: By placing an order with us, you authorize us to process a charge or charges on your credit/debit card or PayPal account in the total amount of your order.

5. Payment Disputes: In the event of a payment dispute or unauthorized transaction, please contact our customer service team immediately for assistance.

6. Payment Currency: All prices on our website are listed in USD. If you are using a different currency, your bank may apply exchange rates or fees, which are beyond our control.

7. Payment Terms: Payment is due at the time of purchase. For bulk or custom orders, alternative payment terms may be arranged with our sales team.

8. Sales Tax: Sales tax may be applied to your order based on your location and applicable tax laws. The final sales tax amount will be calculated during checkout.

9. Refunds: Refunds for returned items will be processed to the original payment method used at the time of purchase. Please refer to our Refund Policy for more details.

10. Payment Policy Updates: We reserve the right to update or modify our Payment Policy at any time. Any changes will be effective immediately upon posting on our website.

If you have any questions or concerns about our Payment Policy, please contact us at info@iosjm.com.